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cover of episode The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

2025/5/28
logo of podcast The Ramsey Show

The Ramsey Show

AI Deep Dive AI Chapters Transcript
People
D
Dave Ramsey
帮助数百万人摆脱债务和实现财务自由的著名个人财务专家。
E
Erica
无具体信息可用于构建埃里卡的个人简介。
J
Jade Warshaw
从专业歌手到财务专家,Jade Warshaw 的故事激励众多人实现财务自由。
J
Jamie
J
Jenny
J
John Delony
以实用建议帮助人们解决生活和财务问题的知名播客主播。
K
Kimberly
Topics
Erica: 我来自巴西,现在是美国公民。我的家庭面临遗产纠纷,我姑姑试图窃取遗产。我妈妈要求我支付律师费,但我正在努力偿还债务,所以我拒绝了。这在巴西文化中是不可思议的,导致我和妈妈关系紧张。我估计我能继承的遗产大约是3万美元,但我不确定是否值得为此付出代价。 Dave Ramsey: 你应该拒绝支付这笔费用,因为这笔遗产的价值不高,而且可能会因为各种问题而缩水。不要试图弄清楚他们为什么这样做或不这样做,要为你和你丈夫所做的选择感到高兴,你们将获得真正的自由。无论你是否得到这3万美元的遗产,你的人生和孩子的未来都不会受到影响。这件事更多的是关于你对妈妈说不,并享受这种感觉。 John Delony: (未提供)

Deep Dive

Chapters
Erica from Charlotte, NC seeks advice on whether to help her mother with lawyer fees to fight her aunt who is trying to steal their inheritance. She's in Baby Step 2 and feels pressured by family despite her financial situation. Dave and John advise her to say no and prioritize her family's financial well-being.
  • Saying no is a complete sentence.
  • Prioritize your own financial stability, especially when dealing with family issues.
  • Don't let others' financial irresponsibility affect your own progress.

Shownotes Transcript

**📈 **Are you on track with the Baby Steps? Get a Free Personalized Plan)

Dave Ramsey and Dr. John Delony answer your questions and discuss:

  • "My aunt is trying to steal our inheritance. Should I help my mom cover lawyer fees?"

  • "I haven't filed taxes in 15 years, how do I apply for tax forgiveness?"

  • "I'm $180,000 in debt. How can I clean up this mess?"

  • "Should I go into student loan debt for a bachelor's degree?"

  • "How much should we spend to save our dog?"

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