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cover of episode There Are No Magic Shortcuts To Financial Freedom

There Are No Magic Shortcuts To Financial Freedom

2025/7/2
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The Ramsey Show

AI Deep Dive AI Chapters Transcript
People
A
Ali
A
Amanda
D
Don
G
George Kamel
从负净值到百万富翁的个人财务专家,通过播客和书籍帮助人们管理财务。
J
Jill
获得艾美奖和格蕾西奖的商业分析师,主持“Jill on Money”播客和广播秀。
J
John Delony
以实用建议帮助人们解决生活和财务问题的知名播客主播。
L
Lori
R
Rachel Cruze
专注于个人财务教育和预算管理的金融专家。
S
Sarah
个人财务专家,广播主持人和畅销书作者,通过“Baby Steps”计划帮助数百万人管理财务和摆脱债务。
Topics
Sarah:我父亲正在为如何处理遗产而苦恼,因为我的兄弟有吸毒问题,担心直接给他钱会害了他。我们一直在寻找既能帮助他,又能保护他的方法。 George Kamel:作为遗产规划师,我认为如果受益人是瘾君子,就不应该直接继承遗产,因为这可能会害死他们。应该设立信托,指定专人管理,确保资金用于康复治疗,而不是直接交给瘾君子。如果将来情况有变,可以再修改遗嘱。 John Delony:我认为不给有吸毒问题的人一大笔钱,实际上是最有同情心的做法。我会建议设立一个信托,指定一个受托人,如果他想康复,就用这笔钱。这样可以避免让他直接接触到金钱,从而保护他。

Deep Dive

Chapters
The show addresses the challenging situation of managing inheritance when one sibling is an addict. Experts discuss strategies to protect the inheritance from being misused and explore options such as trusts to ensure responsible use of the funds.
  • Inheritance should be managed carefully if a sibling is an addict to prevent misuse of funds.
  • Trusts can be used to protect inheritance and ensure responsible use.
  • Outside family members or corporate trustees can be appointed to manage inheritance to avoid conflict among siblings.

Shownotes Transcript

🔗⁠⁠⁠__ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠__⁠⁠⁠)

George Kamel and Dr. John Delony answer your questions and discuss:

  • "How do we manage an inheritance when one of the siblings is an addict?"

  • "My ex-husband who wants me to give up my spousal support..."

  • "Should I switch to working full-time because I have more earning potential than my husband?"

  • "I was left with nothing after my divorce and now I'm living off credit cards..."

  • "How do I not resent my boyfriend for not proposing?"

  • "Is crypto currency going to replace the U.S. dollar?"

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