Jake Rosenberg) is the cofounder and CTO of LendUp) (W12). They provide access to quality credit cards and loans without hidden fees or debt traps. Their customers are the 56% of Americans that have what is described as a “subprime” credit score, meaning they can’t be approved for credit by most banks.Ali Rowghani) is the CEO of YC Continuity).Read the transcript) on our blog.