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cover of episode Will the world end before I can retire?

Will the world end before I can retire?

2024/11/18
logo of podcast Decoder with Nilay Patel

Decoder with Nilay Patel
AI Deep Dive AI Chapters Transcript
People
B
Bryan Walsh
C
Carolina
V
Vivian Tu
Topics
Carolina是一位Z世代的年轻人，她对退休感到焦虑，认为在气候变化、人工智能和经济危机等不确定因素的影响下，传统的退休储蓄计划可能失效。她担心未来世界会发生巨大变化，导致她无法享受退休生活。同时，她认为趁年轻时享受生活更为重要，因为未来可能需要用上这笔钱。 Bryan Walsh是一位研究世界末日问题的专家，他认为气候变化等因素确实会对未来造成影响，但世界末日发生的概率比过去有所降低。他建议年轻人即使存在风险，也应该为退休进行储蓄，因为未来仍然有不确定性。 Vivian Tu是一位理财专家，她分享了自己的理财经验，并建议年轻人应该在享受当下和为未来储蓄之间找到平衡点。她提出了"STRIP"理财方法，帮助年轻人进行理财规划，并建议年轻人根据自身情况调整投资组合，并积极争取加薪。

Deep Dive

Chapters
The episode explores the anxieties of young people regarding retirement in the face of uncertainties like AI, climate change, and financial instability.
  • Young people are concerned about the future of work and retirement due to AI and climate change.
  • Financial planning advice often feels disconnected from the realities of their lives.
  • The episode introduces Brian Walsh, a doom expert, to discuss the likelihood of various existential threats.

Shownotes Transcript

Hey everyone, it’s Nilay — Decoder is on a short break this week. We’ll be back with a special live interview episode on Monday of next week, and then regular programming will resume in December. I’m very excited for what we have coming up on the schedule. 

But while we’re out, we’d like to highlight a great episode of a new podcast from our friends over at Vox called Explain It To Me. On this episode, host Jonquilyn Hill and her team tackle a decision that looms large for a lot of young people in America: How and when should you start saving for retirement — and will it even matter in a future of big, often scary uncertainties about work in the age of AI and the climate crisis? 

**Links: **

  • Explain It To Me | Apple Podcasts)

  • Will the world end before I can retire? | Vox)

  • Vox launches Explain It to Me franchise to answer audience questions | Explain It To Me)

  • The doomers are wrong about humanity’s future — and its past | Vox)

  • Against doomerism | Vox)

  • End Times: A Brief Guide to the End of the World | Bryan Walsh)

  • Here's how self-made millionaire Vivian Tu created wealth | CNBC)

**Credits: **

Decoder is a production of The Verge and part of the Vox Media Podcast Network.

Our producers are Kate Cox and Nick Statt. Our editor is Callie Wright. Our supervising producer is Liam James.

The Decoder music is by Breakmaster Cylinder.

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